The information contained herein is provided to you on a confidential basis at your request for informational purposes only and may not be relied on in any manner as legal, tax or investment advice or an offer to sell or a solicitation of an offer to buy securities. A private offering of securities will only be made pursuant to a confidential private placement memorandum (the “PPM”), which will be furnished to qualified investors on a confidential basis at their request for their consideration in connection with such offering. No person has been authorized to make any statement concerning the securities offered other than as set forth in the PPM and any such statements, if made, may not be relied upon. An investment in private securities involves significant risks, including the potential loss of the entire investment. Before deciding to invest, prospective investors should pay particular attention to the risk factors contained in the PPM. Investors should also have the financial ability and willingness to accept the risk characteristics of an investment in the securities being offered thereby.